Forseera helps you plan bills and recurring commitments around your paycheck cycle. This policy explains what information the Forseera iOS app and its supporting services collect, how it is used, and the choices you have. We collect only what the app needs to work, and we do not sell personal information or show advertising.
Information We Collect
- Account information. You can create an account with your email address and a password, or sign in with Apple, in which case we receive the identifier Apple provides for your account. You may optionally add a profile or contact email.
- Information you enter. Bills and commitments, due dates, payment and income records, decisions you log, and your preferences.
- Bank account information you authorize. If you choose to connect a bank account through Plaid, we receive the account, transaction, and recurring-payment data you authorize. See Bank Connections (Plaid) below.
- Subscription status. Entitlement and purchase-lifecycle information from Apple in-app purchase, processed through RevenueCat, so the app knows which features your subscription includes.
- Notification data. If you enable reminders, we store your notification preferences, an installation identifier, and the Apple push token needed to deliver notifications to your device.
- Support messages. If you contact support, we receive the messages you send.
- Reliability diagnostics. To keep the app working, we collect limited technical events about app health — error codes, screen transitions, request timing, and app lifecycle. These events carry only predefined labels and timings; the diagnostics boundary accepts no financial values, account contents, or text you type.
How We Use Information
We use the information described above to:
- Provide the app's core features: organizing bills and commitments around your income and showing payment status;
- Maintain your account and keep your data in sync with our servers;
- Deliver reminders you have turned on;
- Recognize your subscription and provide the features it includes;
- Respond to support requests and fulfill data export and deletion requests;
- Monitor app reliability and diagnose problems so we can fix them.
Bank Connections (Plaid)
Connecting a bank account is optional. When you choose to connect one, you do so through Plaid, a service that links financial accounts to apps. You authenticate directly with Plaid and your bank; the Forseera app never asks for, sees, or stores your online-banking username or password. Through Plaid, our service receives the account, transaction, and recurring-payment information you authorize. The credentials Plaid issues for this connection (access tokens) are held only on our servers, never on your device. Plaid's handling of your information is described in the Plaid End User Privacy Policy. You can disconnect a bank account at any time, and deleting your account revokes Plaid's access.
Third-Party Service Providers
We work with a small number of service providers, each limited to the role described here:
- Supabase hosts our backend and authentication infrastructure, where your account and application data are stored.
- Plaid provides optional bank connections, as described above.
- RevenueCat and Apple process in-app purchases and subscription status. Payment is handled by Apple; we never receive your payment card details.
- Apple Push Notification service delivers reminders you enable.
- Brandfetch powers an optional merchant-logo feature. If you use it, Brandfetch receives only the merchant name you type into the merchant search field, and we may keep the display details you select (merchant name, domain, brand identifier, and logo URL).
- PostHog receives the reliability diagnostics described above, so we can find and fix problems in the app.
Tracking and Advertising
Forseera contains no advertising. We do not use your information for advertising, do not track you across other companies' apps or websites, and do not sell or share personal information.
Data Retention and Deletion
We retain your financial and account data while your account is active, so the app can do its job.
You can delete your account from within the app. Deletion removes your application data through a durable server-side process and revokes Plaid's access to any connected bank accounts. A limited, non-personal record of the deletion is kept solely so that a restored backup cannot recreate a deleted account.
Your Rights and Choices
- Bank connections are optional; you choose whether to connect an account and can disconnect at any time.
- Reminders are optional; you can turn notifications on or off in the app or in iOS Settings.
- Merchant logos are optional; the feature runs only if you enable it.
- Export. You can request a copy of your data.
- Deletion. You can delete your account and its data from within the app.
Depending on where you live, laws such as the California Consumer Privacy Act or the EU General Data Protection Regulation may give you rights to access, correct, delete, or receive a copy of your personal information. The choices above are how we honor those rights for everyone; to exercise them or ask questions, contact us at the address below.
Children's Privacy
Forseera is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, contact us and we will delete it.
Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date above. Continued use of Forseera after an update means you accept the updated policy.
Contact
Questions about this policy or your data: support@forseera.com.
Use of the app is governed by Apple's standard Licensed Application End User License Agreement.