How to read this
Every price below came from the app's own App Store listing on the date in the sources, including the in-app purchase list, which is where most of these apps keep their real price. Ratings are US counts. We read the most recent couple of hundred reviews of the three biggest ones, so the "what reviewers say" lines are their words, not ours.
We make Forseera, so read our column with that in mind. We have tried to lose points where we lose them.
Price, free cap, and what each one organizes around
| App | Price | Free cap | Organized around |
|---|---|---|---|
| Forseera | $8.99/mo or $69.99/yr after a 7-day trial | None; the trial has everything on | Pay periods: income, bills, what's left |
| Bobby | Free; packs $0.99 to $2.99 one-time | 5 subscriptions | A monthly list with due-date alerts |
| Chronicle | Free; Pro $14.99/yr | Limited free tier, no trial of Pro | Bills and income with payment history and a forecast |
| Bills Organizer & Reminder | Free with ads; unlimited accounts $5.99, no ads $3.99, one-time | 5 accounts | A monthly bill calendar |
| What's Due | Free; Premium $4.99/mo, $19.99/yr, or $59.99 lifetime | 5 upcoming bills | Income and bills on a month calendar with projections |
| BillOut | Free; Premium $7.99 lifetime | Free tier available | Bills, with a total between two salaries |
| Orbit | Free; Plus $24.99 or $39.99 lifetime, or $19.99/yr | A few subscriptions (a reviewer reports three) | Subscriptions by renewal date |
| Kango Subscription Manager | Free; unlimited $4.99, Pro $9.99/yr, and more | Limited count | Recurring expenses with categories |
| Subscriptions (Touchbits) | Free; yearly $2.99, lifetime $8.99 | Unlimited | Subscriptions with charts and sync |
| App | Bank linking | Bills by paycheck | Android | What reviewers say most |
|---|---|---|---|---|
| Forseera | Optional, read-only through Plaid | Yes, every screen | No | No written reviews yet; we launched in 2026 |
| Bobby | No | No | No | Notifications that stop firing, and a developer who calls it a side project |
| Chronicle | No | Income entries, not pay-period grouping | No | Sync that overwrote years of history; people checking it "at every payday" anyway |
| Bills Organizer & Reminder | No | No, weekly and monthly totals | Yes | Crashes, the 5-bill wall discovered mid-setup, adult ads in the free tier |
| What's Due | No | Income shown next to bills, no pay-period buckets | No | Too new for a pattern; iOS 26 only |
| BillOut | No, by design | Yes, a total between two salaries | Yes | Too few reviews for a pattern |
| Orbit | No; imports from screenshots and files | No | No | Import that did not work after paying; wants help cancelling |
| Kango Subscription Manager | No | No | No | Steady; a long tail of small purchases |
| Subscriptions (Touchbits) | No | No | No | Liked; iPad and Mac versions |
What they have in common, and where Forseera sits
- None of them link a bank. That is a feature for some people and a dealbreaker for others, and the reviews split both ways. Forseera offers linking as an option, read-only through Plaid, with manual entry as the default.
- Most stop at five. Bobby, Bills Organizer, and What's Due cap the free tier at five items; Orbit lower. The sharpest reviews across all of them are about discovering the cap after typing everything in. Forseera has no cap and no free tier; it has a 7-day trial with the price shown first.
- BillOut and Forseera think in paychecks. BillOut shows a total between two salaries. Forseera groups every bill under the paycheck that covers it, on Home and the Timeline. Chronicle's reviewers describe sitting down every payday to use an app that does not know what a payday is.
- Several are cheaper. Bobby, BillOut, Touchbits, and Bills Organizer are a one-time few dollars. If a reminder list is all you want and you will maintain it, pay less and pick one of those.
I wish you could put in your pay day and put in how much money you make and see what's coming in and going out.
Head-to-head pages
Questions people ask
Which subscription tracker works without a bank login?
All of the apps on this page do, including Forseera. Forseera is the one that also offers an optional read-only bank link through Plaid for people who want amounts and dates filled in.
Which bill tracker shows bills by paycheck?
Forseera groups bills by pay period on every screen. BillOut shows a total between two salaries. Chronicle and What's Due show income next to bills without grouping by pay period.
What is the cheapest subscription tracker for iPhone?
Bobby, BillOut, Touchbits Subscriptions, and Bills Organizer & Reminder each unlock for a one-time payment under $10. Forseera is $8.99 a month or $69.99 a year and does more than track subscriptions.
Why do free subscription trackers stop at five?
Five is where most of them put the paywall. Reviewers' sharpest complaints are about hitting that wall after entering everything. Forseera has no free tier and no cap; it shows the price before you add a bill and gives you seven days with everything on.
If you only ever wanted to know what's left before payday.
Forseera shows what's left after the bills coming next, so the answer is a number. Seven days free.
Try Forseera freeSources, with the date we read them
- Bobby on the App Store, checked October 20, 2026
- Chronicle on the App Store, checked October 20, 2026
- Bills Organizer & Reminder on the App Store, checked October 20, 2026
- What's Due on the App Store, checked October 20, 2026
- BillOut on the App Store, checked October 20, 2026
- Subscription Manager: Orbit on the App Store, checked October 20, 2026
- Subscription Manager by Kango on the App Store, checked October 20, 2026
- Subscriptions by Touchbits on the App Store, checked October 20, 2026